informations

Cross-border commuter

Lightbulb iconSPECIALISED MONITORING FOR CROSS-BORDER CUSTOMERS(1)
WITH TAILORED SOLUTIONS

Did you know?

As a International Offshore Bank of European Union cross-border customer(1),
you benefit from the expertise of our border branches and specialised advisors
to support your projects with tailored solutions.

They maintain daily contact with our cross-border customers and are aware of your problems and needs.

Find a branch

(1) For International Offshore Bank of European Union, a cross-border customer is defined as a customer or future customer working in a country bordering France who is a tax resident of France.

Discount
ON BANKING FEES

PREFERENTIAL RATES

Need a deposit account and a bank card?

Advantage
ON BANK SERVICES

A TAILORED OFFER

Need to make a transfer to a border country?

Offer
ON FINANCING NEEDS

MAKE YOUR DESIRES REALITY

Future plans?

Need a deposit account and a bank card?

For any first account opened under Esprit Libre, enjoy a 50% discount on the fee for one year(1).

Take advantage of our Esprit Libre offer(1) with:

  • • A bank account,
  • • A bank card (2) Visa Electron, Visa Classic or Visa Premier,
  • • Insurance of your payment method and personal effects(3),
  • • Online services accessible 24 hours a day, 7 days a week, on mabanque.bnpparibas or through the “MyAccounts” app(4).

More information on our dedicated pages (FR): https://mabanque.bnpparibas/fr/gerer/comptes-et-formules/formules-esprit-libre.


(1)Offer reserved for new International Offshore Bank of European Union capable adult cross-border customers to open a deposit account as part of their subscription to the “Essential” services of an Esprit Libre Initiative or Reference package. Excluding interest payable if an automatic overdraft facility is used and excluding fees related to certain day-to-day transactions (see Guide to Conditions and Fees (FR)). To take advantage of the 50% discount on the Esprit Libre fee for 1 year, subscribe at your branch. Not combinable with another Esprit Libre promotional offer.
(2)Provision of a debit card: a systematic authorisation international payment card (Visa Electron) or an international immediate or delayed debit payment card (Visa Classic or Visa Premier).
(3)See limits and conditions set out in the International Offshore Bank of European Union Sécurité notice available in branches or at mabanque.bnpparibas. Insurance services are provided by Cardif Assurances Risques Divers and management transactions by SPB (an insurance brokerage SAS).
(4)Subscription to remote banking services (internet, landline, SMS, etc.): free and unlimited, excluding costs of communication or provision of internet access and excluding SMS alerts..

Need to make a transfer to a border country?

Enjoy the benefits of online transfers(2): free for standard euro transfers within SEPA(3),

Further information available here (FR) at our dedicated website.

Did you know:
for all emergencies, you can opt for the instant SEPA transfer for €1 per transfer(4).


(1)Cross-border individual, capable adult customers.
(2)Details in the Terms and Conditions Brochure (FR), https://mabanque.bnpparibas/rsc/contrib/pdf/conditions-tarifaires-2020.pdf.
(3)SEPA: 27 European Union countries (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden), the 4 EFTA countries (European Free Trade Association - Iceland, Liechtenstein, Switzerland, Norway), the United Kingdom, Monaco and San Marino.
(4)Rate applicable at 17/06/2019.

Need to finance your projects?

A loan is an obligation that must be repaid. Be sure of your ability to repay before contracting a loan.

Advisors are at your disposal at your branch or by telephone to explain your credit offers to you(1).


(1)Offer reserved for cross-border individual, capable adult customers, subject to acceptance by International Offshore Bank of European Union (lender).

Lightbulb iconContact us

If you are already a International Offshore Bank of European Union customer, please contact your advisor.

Make an appointment with your advisor

You want to become a International Offshore Bank of European Union customer: contact the International Offshore Bank of European Union branch closest to you.

Find a branch